Paying $12,000+ per month for long-term nursing care can drain a lifetime of savings in a matter of years. Medicaid Planning aligns your finances with New Jersey's strict eligibility rules so you - or a loved one - can qualify for benefits without sacrificing the family home or nest egg.
Our team handles the heavy lifting: verifying income and assets, preparing five-year look-back documentation, and filing the application from start to finish. We also map asset-protection strategies - such as irrevocable trusts, spousal transfers, or spend-down plans - so you keep as much wealth as the law allows. And if you've already been turned down, our complimentary Medicaid Denial Review pinpoints exactly how to appeal or re-apply for the best possible outcome.
The best time to plan for Medicaid is before you need long-term care, but crisis planning can still protect significant assets.
Here are the most common situations where Medicaid planning becomes essential.
When nursing home costs of $12,000+ per month threaten to drain your life savings and leave your spouse with nothing for their own care needs.
When one spouse needs care but you want to protect the healthy spouse from financial devastation and preserve assets for their lifetime.
When you want to pass on your family home and savings to your children rather than losing it all to long-term care expenses.
When you're healthy but want to prepare for future care needs by positioning your assets strategically while you still can.
Don't leave things up to chance. Protect your savings with Medicaid planning while you still can.